Enterprise Bank & Trust Hiring for Senior SBA Loan Processor (Hybrid eligible – San Diego, CA) at San Diego, CA  Full Time

Senior SBA Loan Processor (Hybrid eligible – San Diego, CA)

Job Description

This position will require in office 3 days per week at this address: 11939 Rancho Bernardo RoadSuite 200San Diego, CA 92128Essential Duties and Responsibilities:

• Work closely with internal staff including but not limited to underwriters, business development officers, fund control staff and management.
• Review the loan file and prepare a list of items required to close and fund the loan; communicate requirements and loan status clearly, concisely and logically.
• Prepare loan for submission to the SBA for the issuance of an SBA loan number.
• Prepare SBA Authorizations.
• Open title and order preliminary title report as appropriate; review and make changes as necessary.
• Review and accept entity documentation such as articles, by-laws as well as partnership and LLC documents.
• Review initial and final recorded UCC searches.
• Ensure compliance and adherence to SBA SOP and SCCB credit policies.
• Verify cash injection in accordance with bank and SBA requirements.
• Ascertain insurance requirements and obtain hazard/flood insurance as required.
• Obtain and review escrow instructions.
• Obtain, review and accept estimated closing statements.
• Prepare and complete loan document requests; ensure that loans are documented correctly to ensure conformance with SCCB and SBA approval and conditions.
• Coordinate closing with borrower, title/escrow and/or business development officer.
• Review executed closing documents to ensure all required signatures, notaries, and/or witness signatures are properly completed.
• Prepare loan file for pre-funding review.
• Prepare accurate and complete boarding packages.
• Recognize and proactively resolve potential problems in the loan closing process.
• Maintain accurate pipeline reports; meet monthly loan closing and loans in pipeline goals.
• Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned.
• Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.
• Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type.
• Perform the job safely and report potentially unsafe conditions.
• Make a personal contribution to the Bank’s Cyber Security efforts through your own observation, suspicion and vigilance. Technology and management controls have a significant impact, but spotting a potential threat is the final line of defense against threats that make it through those other controls.
• Other duties as assigned.

Qualifications:

• Detailed knowledge of loan closing documentation and requirements.
• Strong customer service skills with ability to communicate effectively with customers via phone and email
• Excellent written and verbal communication skills.
• Excellent organizational skills.
• Ability to perform detail oriented work with a high degree of accuracy.
• Ability to handle multiple priorities and tasks while working in a fast paced department.
• Proficiency with personal computers and related software.

Supervisory Responsibilities:

• none

Education and/or Experience:

• High School diploma or equivalent.
• 5 years of relevant banking experience including insurance and SBA loan processing.

Computer and Software Skills:

• Microsoft office suite

Compensation:

Hourly Range: $33.30 – $46.62. Amount is based on relevant experience, skills, and competencies.

Equal Opportunity Statement

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at.

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster HERE.

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [email protected].

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster at: https://link.zixcentral.com/u/324ca55e/qL5ePJcS6RG7hzIZh3soMg?u=https%3A%2F%2Fwww1.eeoc.gov%2Femployers%2Fposter.cfm